Travel Insurance

There’s really no better way to protect your vacation investment than by purchasing travel insurance. With the possibility of cancellations, flight delays, lost luggage or passports, medical emergencies and any other unexpected incident, travel insurance can provide the reassurance and peace of mind that you need.

Anywhere But Here, partners with Allianz Travel, one the industry’s leading travel insurance suppliers that can offer you numerous benefits that can help your vacation experience stay positive, even if something unexpected occurs. Without the purchase of travel insurance, you could lose up to the full cost of your trip!

Allianz Global Assistance Travel Insurance offers 24-hour protection against a wide-range of covered reasons on every continent around the world. It can reimburse your prepaid expenses if you have to cancel your trip, provide medical support if you need help while traveling, cover the cost of lost or damaged luggage and much more.

Common thoughts and misconceptions

Traditional domestic health insurance plans

  • Limit coverage for out-of-country medical expenses to emergency-related costs.
  • Have high deductibles and co-pays for emergency treatment abroad.
  • Don’t cover out-of-country emergency medical transportation.

Medicare

  • Medicare won’t pay for health care and supplies you receive outside the U.S. in most situations.*
  • Medicare cannot cover prescription drugs purchased outside the U.S.*
June 2014 – http://www.medicare.gov/Pubs/pdf/11037.pdf

Credit card coverage for trip cancellation and interruption is highly limited compared to travel insurance.

  • Credit card coverages vary. You would have to find your credit card agreement to determine if your card carries any cancellation coverage. This could be time consuming for you.
  • Credit cards usually only reimburse for death, injury or illness of the insured or a family member, or for supplier default.

Credit cards may not reimburse consumers in cases of travel delay.

Credit cards may not automatically cover medical emergencies, and usually don’t cover emergency medical transportation and evacuation.

Travel insurance doesn’t just cover you. It also provides coverage if you need to cancel or return home if something covered happens to your:

  • Traveling companion
  • Children
  • Spouse
  • Parents
  • Other family members

Travel insurance is only a small percentage of your total vacation cost.

  • If you need to cancel, could you afford to re-book?
  • If you have to get home in an emergency, do you have the funds?

Cruise line Cancel For Any Reason coverage is not insurance and in most cases doesn’t allow cancellation.

It’s actually “Postpone For Any Reason” coverage.

  • Paid in a voucher
  • Must use within 12 months
  • Only good for the final payment Emergency Medical Coverage amounts offered by cruise lines are lower than what I am recommending.

Questions? Contact Anywhere But Here Today!